Tax-Free Childcare


What is Tax-Free Childcare?

With Tax-Free Childcare, for every £8 you pay in, the government will add an extra £2. This can be done up to £2000 per child, per year. If you have a disabled child, you can receive up to £4,000 per child – that’s up to £1,000 every three months.

Tax-Free Childcare cannot be used with Tax Credits, Childcare Vouchers or Universal Credit.


How would Tax-Free Childcare help me and my child?

Tax-Free Childcare can be used with 15 hours free childcare and 30 hours free childcare, which can help if you need more childcare than funding offers.


Am I eligible for funding?

You, and any partner, must each expect to earn (on average) at least £131 per week (equal to 16 hours at the National Minimum or Living Wage).

If you, or your partner, are on maternity, paternity or adoption leave, or you’re unable to work because you are disabled or have caring responsibilities, you could still be eligible.

You can’t get Tax-Free Childcare if either you, or your partner, each individually expect to earn £100,000 or more.


If you are unsure if this applies to you, take a look at the Childcare Choices website which tells you quick and easy what you are and aren’t eligible for.


How do I apply for Tax-Free Childcare?

You can apply for all types of funding by using the Childcare Choices calculator. All you need to know is whether you or your partner receive any benefits and/or how much you and your partner earn. You will also need your National Insurance Number and, if your self-employed, your Unique Taxpayer Reference (UTR).

To apply for tax-free childcare specifically, please follow the link: Tax-Free Childcare


When and how can I use Tax-Free Childcare?

Tax-Free Childcare can be used for your child’s bills, which can include costs for lunches, nappies and other consumables.